We just do XRP payments

Crypto payment solution for your stores
0.1% transaction fee *
* capped at 0.01 XRP
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Use our Point of Sale (POS)

Our POS is a very simple and easy to use App that you use on your phone. No download is required

Just like a regular POS/credit card machine, you simply enter the amount of the sale and hit

Once you register, you can simply use our POS to accept XRP in various currencies

Receiving payment is simple:

You key in the amount in the currency of your choice (e.g. USD)

Hit the send key

Your customer scans the QR code and makes payment

Once done, you will be notified that the payment was received

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Add Payment to your website

Create a payment request on your store:

Customer is presented with wallet to pay into:

Customer makes payment.

Your store receives confirmation of payment.

Payment is transferred to your wallet instantly.

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How we are different?

Lowest transaction fee in the industry
(0.1% capped at 0.01 XRP).

Simple to use, just two API calls.

We don't hold onto your funds.

Your customers don't need to register with us.

Customers pay directly from their favorite XRP wallet, we are non-custody.

Very simple and straightfoward to set-up and use.

Process payments in under 11 seconds *

* From when your customer transfers money on the XRPL.
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Pricing

Pay only 0.1% per transaction *

thats 3c on a $30 transaction.

Industries lowest transaction cost

* Capped at 0.01 XRP.

That's it. No other costs or commitments.

About us

Wondering why our website is so simple?
This is because we don't need clever marketing or fancy images of office workers having fun.
This is why our website is black and white. There are no surprises, no tricks, no catches. Just a payment solution that works perfectly.

"We just do XRP payments"

How does XRP|BLACK work
We solved a simple problem. How do you receive payments directly on the XRP Ledger without knowing who sent the payment, without destination tags or custody wallets? Our architecture and how we do it is of course our "secret sauce". However, here is some info we can share:

  • We have up to 5,000 workers agents that wait and process payments.
  • We have tested our solution to scale to over 1,000 transactions per second (without XRPL interaction), which is at current XRPL transaction speed limits.
  • We have fully protected, load balanced API gateways with high performance scaling and redundancy.
  • Our client libraries are edge hosted in over 30 regions globally, meaning super fast load times on your website.
  • All of our servers and systems are hosted in Sydney, Australia, so you can generally comply with your IT custody requirements.
  • We have a 100% local development team, who is continually improving and enhancing XRP|BLACK
  • we have an availability of 99.9995%.
  • All APIs allow cross-origin web client access.
  • The average end-to-end payment processing time is 10.4 seconds (i.e. from when client payment hits the XRPL)

Do we need to convince you to use XRP?
If you are here, you are already convinced of how good XRP is. If you have read this far, then you are ready to register your wallet and at least try our solution. Be the first to allow XRP payments on your website.

Difference between custody and non-custody wallets
A custody wallet is one that is maanged and controlled by a central entity, like an exchange or most other payment gateways. You dont actually have a wallet on the XRP Ledger (XRPL). Non-custody wallets on the other hand, are wallets that you created, and own 100% independent of any central entity, for example, Xumm or Ledger. Our payment solution is specifically designed for non-custody wallets; you own and control your tokens on the XRPL, 100% independent of us. We are only involved for 11 seconds until the transaction has been completed.

How are we different from other payment gateways?
Firstly, we are non-custody. Meaning your customers keep their XRP on their own wallets. Secondly, we are 100% unbeatable on price and performance. If you find anyone cheaper on-line, send us the link via our contact page, and we will give you 12 months free service, and match the fee forever.

Is it easy for me to try XRP|BLACK?
There is no commitment, no SPAM, and no upfront fees.
You dont even have to trust us for long, just for 30 seconds! You can easily do a 0.02 XRP test transfer back into your own wallet to see how it works.

My website development team needs help?
We are here to help them. If they have read the documentation and still need support, we can easily be contacted to answer questions.

Who is XRP|BLACK
XRP|BLACK is owned by Systemize AI Technologies Pty Ltd, a wholly owned Australian company.
We are a fully Australian law compliant company. You can check our registration here.

Still not sure and want to find out more?
We can schedule a call, either via telephone or any online teleconferencing. Just send us a message